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Have you ever had your insurance claim declined? INSURANCE PAIN POINTS -MIS-SELLING BY INTERMEDIARIES 1. Insurance is a contract based on utmost good faith. Both parties have to be honest and transparent disclosing all material information. 2. ⁠Non-disclosure of material facts /misrepresentation - both parties have to disclose relevant information. -UNETHICAL BUSINESS PRACTICE 1. Fake insurance documents by the intermediaries 2. ⁠failure to remit premium by the intermediaries 3. ⁠underselling in
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