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Stacie Rihl | first-time homebuying expert on Instagram: "What is mortgage insurance? ⬇️ Mortgage insurance is typically paid monthly to your lender if you put less than 20% down… & it protects the bank & economy if you can’t pay your mortgage. In many countries, you need 20%+ down to buy a home - mortgage insurance is what allows us to not need 20% down. Your credit & down payment impact your mortgage insurance rate - this is simply an estimate! When you have enough equity in the home, you can
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