Use HealthCare.gov to create an account and apply for health coverage, compare plans, and enroll online. Apply by phone or get in-person help with your application.

Preview Marketplace health plans and price quotes in your area. Apply & save. Official government website.

Start a 2026 health plan application now! First time applying on HealthCare.gov? Pick your state to get started.

Medicaid and the Children’s Health Insurance Program (CHIP) provide free or low-cost health coverage to millions of Americans, including some low-income people, families and children, pregnant women, …

Check if you might save on Marketplace premiums, or qualify for Medicaid or Children's Health Insurance Program (CHIP), based on your income. Or, find out who to include in your household and …

You now have more ways to contribute to your employees’ health care costs — with Health Reimbursement Arrangements (HRAs). Use this guide to help you compare coverage options, like …

Health Insurance Marketplace ® is a registered trademark of the Department of Health & Human Services. An official website of the U.S. Centers for Medicare & Medicaid Services.

If you're unemployed you may be able to get an affordable health insurance plan through the Marketplace, with savings based on your income and household size. Read about which …

Find local help to apply for health insurance. People and groups in the community offer free assistance both with the application process and with picking and enrolling in a plan.

As a result of the Working Families Tax Cuts legislation signed into law by President Trump, more 2026 Marketplace plans — including all Bronze and Catastrophic health plans — now work with Health …