My husband is disabled and needs SSDI. We cashed out a $29K IRA to pay off debts — despite it costing us $4K — and now we’re struggling to get the SSI. What gives?

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ASK IRA: Do Heat need to take a prudent post-deadline approach with roster?

Q: Saw your piece about Terry Rozier being waived after the deadline. I hope the Heat find some prospects to develop and ...

ASK IRA: Do Heat need to walk the walk after all this trade talk?

Q: Ira, I’ve seen this movie before. All the talk from the Heat; all the moves from everybody else. Trades already are being made. The Heat are on the sidelines. Been there. Seen that. – Sandy.

ASK IRA: Have Nikola Jovic’s Heat minutes been earned or gifted?

Q: Ira, Nikola Jovic’s field-goal percentage (.379) is the second worst on the team among rotation players. His 3-point percentage (.288) is also second worst. His free-throw percentage (.699) also ...

ASK IRA: Is any of the Heat’s youth off-limits at the NBA trade deadline?

Q: Aside from Tyler Herro and Kel’el Ware, the Bucks want more young pieces for Giannis Antetokounmpo. If it came down to choosing between Kasparas Jakucionis, Pelle Larsson or Jaime Jaquez Jr., who ...