Homeowners insurance rates are rising across the U.S., driven by climate change, rising cost of building materials and surging home prices. Almost half of property insurance policy holders in the U.S.

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Scott Olson / Getty Image Insurers ...

Add Yahoo as a preferred source to see more of our stories on Google. Few people enjoy paying for homeowners insurance, but most understand the financial devastation that can result from going without ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Home insurance premiums are rising sharply, mainly due to increased climate-related disasters and location risk. Experts advise proactive management: insure replacement cost, avoid small claims, and ...

Homeowners insurance is set to get more expensive again in 2026, and the jump will not be random. Insurers are recalculating what it really costs to rebuild your house, how likely it is to be damaged, ...