Let's address the issue that has divided the insurance industry for decades: Should you buy whole life insurance to "be your own bank," or should you buy term insurance and invest the difference?

People often want to know that their family’s financial needs will be met in the event they pass away unexpectedly. The most common vehicle for this is life insurance. But people who research their ...

Many term life policies let you switch to permanent coverage, like whole life or universal life, without undergoing a medical exam. Your conversion window won’t stay open forever, so grab your policy ...

Picking the right life insurance can feel like a puzzle for a lot of folks. Term life insurance and whole life insurance each bring something different to the table. Figuring out what sets them apart ...

AARP offers life insurance from New York Life, but there are some potential downsides ...

The insurer offers term, whole and universal life insurance with multiple riders at competitive rates ...

Our team collected more than 60,000 sample quotes from life insurance companies using unique user profiles to give readers an accurate view of pricing across competitors. We gather quotes for ages 18 ...

Guardian: Best for applicants with health conditions. MassMutual: Best for cash value growth. Northwestern Mutual: Best for blended term. Thrivent: Best for social responsibility. New York Life: Best ...

Term life insurance locks in your rate and coverage for a specific timeframe. Whole life insurance usually lasts a lifetime and includes a cash value component. Your budget, family needs and financial ...

According to a recent LIMRA and LIFE Foundation study, more than 50 percent of American respondents overestimated life insurance costs by three times or more than the actual amount. Most policies ...