The acronym RESPA stands for the Real Estate Settlement Procedures Act, a federal law in place since 1975. While Congress has made changes to RESPA since its enactment, at its core, the purpose of the ...

The United States District Court for the District of Maryland recently denied a mortgage servicer’s motion to dismiss a putative class action claim pursuant to the Real Estate Settlement Procedures ...

It’s difficult to believe, but we are over halfway through 2022 and in a few short days students in our area will be returning to school. Vacations are wrapping up, school shopping is in full swing ...

Most real estate professionals understand that the Real Estate Settlement and Procedures Act (RESPA) was created keeping customers in mind. The Consumer Financial Protection Bureau (CFPB) is in charge ...

On June 17, 2025, the United States District Court for the District of Rhode Island dismissed pro se plaintiffs’ claims against the Rhode Island Housing and Mortgage Finance Corporation (R.I. Housing) ...

Most home mortgage loans involve escrow accounts: . The borrower must provide the lender with money to pay taxes and insurance on the property that secures the loan. Mortgage lenders like escrow ...