Learn how the previous balance method calculates credit card interest, its implications for cardholders, and why it might not be the best choice for you.

Any type of interest is annoying to pay, but we all especially want to avoid paying credit card interest as much as possible. It's why our first commandment of credit cards here at TPG is to pay your ...

Commercial lenders in Texas should be made aware of the Texas Supreme Court’s new decision in American Pearl Group, LLC v. National Payment Systems, LLC, No. 24-0758. In that case, the Court clarified ...

The adjusted balance is how credit card issuers determine how much interest you owe on your credit card balance after factoring in payments, charges and credits. Adjusted balance gives cardholders ...