From my earliest days in the insurance business, I’ve heard this refrain from skeptics: “Buy term and invest the difference.” That is, pay the lowest premium possible, and use the savings to pad your ...

As financial advisors, we are trained to be the steady hand on the tiller during a storm. But what happens when the storm feels different, and we are experiencing the same anxieties as our clients?

Life insurance helps families maintain peace of mind and financial security in the event they lose a loved one. A recent study from LIMRA found that only 52% of consumers reported owning life ...