The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Credit scores usually range from 300-850. The goal is to get to 670 to be in the good range for your credit score. Once you get to 740, your credit is very good. The ultimate credit score is 800 and ...

Your credit score is a variable three-digit number that says a lot about your ability to pay your bills promptly, but even if your credit score is low, there are some easy ways to fix it over time.

Lisa Maloney is a credit cards specialist, award-winning writer and former stringer for The Wall Street Journal. She has extensive experience as a consumer reporter, leveraging careful research and ...

For more than a decade, Americans watched their credit scores climb steadily upward, a reassuring sign of improving financial health following the Great Recession. However, it appears the streak has ...

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

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Nearly 82% of new car buyers took out a loan or lease in 2025, according to Experian, as did more than 35% of used car buyers. Your credit score significantly impacts whether you'll get approved for a ...

Only a tiny fraction of Americans have reached the absolute top of the credit-scoring ladder in 2025, but that sliver of consumers tells an outsized story about how the system rewards long-term, ...

Most credit scores that lenders use in the United States range from 300 to 850. And when people talk about achieving the “highest” credit score possible, they’re usually talking about the ever-elusive ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...