What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

April 04, 2025 – If you’re looking to assess your creditworthiness, you’ll want to get a credit report that includes your credit score. But how do you know which credit score will best reflect your ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

A VantageScore is a type of credit score to help lenders decide your creditworthiness. It’s a scoring model created by the ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

Your score reflects both personal and business financial data, including credit history, revenue, time in business and any ...

A person's credit report tells a story about their childhood. New research, released last month by Harvard's Opportunity Insights, shows that a strong predictor of an adult's bill-paying habits—the ...

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

More Americans are racking up credit card debt, but an expert from the St. Louis Federal Reserve can explain how to maximize your credit score and pay down debt.

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

Kevin Payne is a contributor to Buy Side from WSJ and personal finance expert specializing in credit cards, student loans and travel. Staff Senior Editor, Buy Side from WSJ Reina Marszalek is a staff ...